Car title loans in Houston saved my family.  Wow I heard the best news last week.  My wife found out she is pregnant and until I start my new job the companies health insurance policy won’t pay for the doctors appointments.  I am about to start a new job because I was recently laid off.  Anyways, now I’ve had to take my wife in for unexpected doctors appointments to see if the baby is healthy and when its due.  You know, the usual stuff that a family should know to plan effectively.  Well it hasn’t been the easiest to be there for my wife, pay the bills, care for the other kids and then make sure there is enough money to make all of this happen

SO I went to Car Title Loans in Houston.  I found them on the internet after search for different types of fast cash loans.  I found car title loans made the most sense for me.  I already have my car paid off and also have a truck.  They will except both car and truck for auto title loans.  I was also able to fill the application out on the internet in minutes.  They insured me that everything would be good and I can get my money within hours.

My water heater is on its last legs just when I have lost my job and am already gotten behind in my bills. With bad credit, where will I find the fast cash to buy a new one?

Complicating things, I had hoped to buy a tankless water heater, the energy- and water-efficient models that instantly heat your water on demand.  They take up less space, save 34% of energy costs with every monthly bill and save about six gallons a day on water use (you don’t have to run the tap so long waiting for the hot temp water to arrive).  If I install it in 2009, I get a federal tax credit of $300.  Our local hardware store is offering these heaters now in a pre-purchase sale.  You sign the contract with a $300 down payment today, you get the water heater at 15% off and the tax credit next year.

I hate missing out on deals like this, especially since it will pay me back over time.  So I went to Houston Car Title Loans for a simple $900 against the title on my old 1999 Honda.  The online application allowed me to avoid going to that storefront car title place on Bellaire Boulevard here in Houston.  It was a 20 minute investment of time and I got the loan the next day in my checking account.

An automobile title loan in the right place and right time can translate into major home energy improvement savings – even for me, a guy with no job and nowhere else to borrow from.

My father, grandmother and aunt all died of colon cancer.  My sister caught it at stage 3, has been ill for four years now.  They had to declare bankruptcy because of all the medical bills.

So all immediate family members are supposed to get frequent colonoscopies, at least every three years.  When I worked at my job in Galena Park, that was no problem.  They gave us great health insurance, and my out-of-pocket costs were only $200.  But since the layoff in 2006 I’ve been been taking temp work with no insurance.  I was supposed to get my colonoscopy in 2007, but couldn’t afford the full $2700 cost.

With a smaller income I have gotten buried in bills and now have bad credit.  I’ve even had trouble paying my landlord a few months and considered moving away from Magnolia Park.  So $2700 looks impossible.

But I was worried (stomach aches make you think you have it), so I went online and found Houston Car Title Loans.  I found out my Ford Truck is good for a $4000 loan — enough to cover the hospital and doctor fees. The loan is all done on the Internet — you fill out an online application, they send you an email saying you’re approved that day, and the money is sent electronically to your checking account.  It’s fast cash, which is good when you’re worried about something.

They found a few polyps but I don’t have cancer.  What surprised me is I feel more energized about job hunting.  I highly recommend getting title loans if you’re worried but can’t afford to see a doctor.

– Lester M.