College was a blast, but I made some stupid decisions. Sure, I drank too much, got into a few fights, and slept with a few guys I probably shouldn’t have, but nothing was more stupid than getting my full back tattoo of my college mascot.

I went to the University of Texas at Austin, who’s mascot is a steer, a longhorn. Well, I loved that school, and I still do, but not in my wildest imagination would I ever get a full back tattoo of the Texas Longhorn’s mascot! Its crazy enough, yet probably more acceptable for a guy to get it. But, its rather gross, and shocking to say the least, to see a woman in a bikini top, who’s tail bone to neck is covered by a tat.

I’ve been embarrassed for the last two years, and was finally going to do something about it. The tattoo removal would be a painful process, and while it wasn’t 100% perfect, it allowed me to finally wear backless dresses, and not be totally subconscious about it.

Unfortunately, it wasn’t covered by insurance, so I needed to find a car cash title loan. Houston Car Title Loans set me up with the location closest to my house, and the online application couldn’t have been any easier.

If you’re ever short of cash, don’t hesitate to contact Houston Car Title Loans.

Mary F.
Pasadena, TX

My goal is to be as environmental as possible.  In a place like Houston, that may seem like a lonely and ill-fated pursuit.  Just hear me out.

For the purpose of reducing me energy use, I was thinking about getting a new refrigerator for the last three years.  I had read that old refrigerators use more electricity, and mine was from the 1970s, the harvest gold color.  My wife hated it, but we have bad credit and not a lot of spare cash.  Getting a loan to buy one just wasn’t in the cards.  

But I own my truck, having finished the payments in 2007.  And I heard you could get money from a title loan, no credit check necessary.  Great. And then I went on Craigslist and found all kinds of things at fire sale prices (well, actually from unsold condos out in Oak Lawn).  Would you believe they had Energy Star rated, stainless steel refrigerators that originally were $3000, now available for $1000?  Well, they did.

The refrigerators were being sold the next day, so I needed fast cash.  I went to Houston Car Title Loans, where they told me I could get up to $4000.  All I needed was the $1000 so I filled out the online application and in about 15 minutes.  The money was in my checking account the next morning, and I was able to get the refrigerator/freezer the next day.  It’s beautiful, and my electricity costs went down by 25% the first month.

I never borrow money for frivolous things like TVs or vacations.  But this is to save energy, and it was an automobile title loan that made it happen.

- Caleb D.

My husband and I have always been responsible.  We raised three children, all out of college now.  We save for retirement, and we’re good drivers. That’s why what I did was as much a surprise to me and my friends and family. 

What was the shocking thing?  I borrowed money by using my car title as collateral. And I have no regrets whatsoever.

It began when we were in a car accident.  I escaped with just a few cuts and bruises, but my husband was severely injured.  We first went to Park Plaza Hospital for the emergency room, then later at Texas Orthopedic Hospital for follow-up treatment. There were five operations, several months of physical therapy, plus to manage pain and infection, a whole medicine cabinet full of pharmaceuticals.  This is a man who ran five marathons in 2005 and 2006.  

He has health insurance coverage at his job.  It’s good insurance, or so we thought. Ned has been with his company for more than 20 years. Our premiums have gone up a lot in the past five years, and we now pay more than 50 percent of those premiums. Our monthly family coverage premium costs rose by $400 in the last four years.   

But I guess that’s just not enough.  We had to argue with the insurance company for costs related to the emergency room – like we had a choice at that point.  We had to discontinue physical therapy for six weeks because it was unclear if it was covered, and each session billed at more than $500.  Our out-of-pocket costs were $5000. With Ned on disability, we couldn’t pay all our bills, so we ended up with bad credit.  After years of faithful, diligent bill paying on cars, house, kids’ tuition – we couldn’t get a bank loan, or an extension from credit card companies or our mortgage bank. To dip into our 401K money would incur huge penalties, as well as losses due to the down stock market.

But we own my car outright, and decided to try a car title loan. It became a way to buy time and work out a plan – and get fast cash for the physical therapy when timing was everything.  Ned is truly walking better because of that car title loan.  I think someday he might run another marathon, perhaps with his grandchildren.

Houston Car Title Loans was our lifeline.   You don’t have to go to some storefront operation – it’s all online, where you spend about 20 minutes on the online application. The money is in your checking account the next day. For anyone else in this situation, get car title loans with no credit checks.  It’s the thing you do to manage healthcare in this day and age.

- Coretta D.