It gets so bad you either laugh or cry.  I had an idiopathic (non diagnosable) illness in February, my insurance covered 40% of the hospitalization, meds are NOT covered, my job was eliminated the next month, COBRA will cost $900 per month, I get $100 a month in disability, child support from my ex-husband just quit coming in March, I lost all my charge cards, now the bank has begun foreclosure proceedings.

SO, heeeeeere comes Christmas.  I don’t want to make this any harder on my children, but I wasn’t sure where the money would come from.  A few weeks ago I saw a car title loan store on Long Point Road and thought about our Jeep, paid for in full in 2005.  I didn’t go in, it’s not the kind of place a girl from my family goes, so instead I searched online for “car title loans.” With hope in my heart.

I found Houston Car Title Loans – which has an online application and no credit checks.  Whew.  I got the money the next day.  Which helps me take advantage of any sale that comes along.

I did my share of crying.  Now we can laugh. 

- Heather W.

Car title loans in Houston saved my family.  Wow I heard the best news last week.  My wife found out she is pregnant and until I start my new job the companies health insurance policy won’t pay for the doctors appointments.  I am about to start a new job because I was recently laid off.  Anyways, now I’ve had to take my wife in for unexpected doctors appointments to see if the baby is healthy and when its due.  You know, the usual stuff that a family should know to plan effectively.  Well it hasn’t been the easiest to be there for my wife, pay the bills, care for the other kids and then make sure there is enough money to make all of this happen

SO I went to Car Title Loans in Houston.  I found them on the internet after search for different types of fast cash loans.  I found car title loans made the most sense for me.  I already have my car paid off and also have a truck.  They will except both car and truck for auto title loans.  I was also able to fill the application out on the internet in minutes.  They insured me that everything would be good and I can get my money within hours.

For almost five years, my husband and I would ride together to our jobs in Bellaire from our house in Meyerland. We basically had the same schedule so it was perfect.  Catch up at the end of the day, dinner together, the whole thing.  But that lasted until last Christmas when his company laid off 30% of their employees.

In the time he was out of a job, we got stuck with bad credit and depleted our savings. We both lost our credit card privileges too.  His new job in South Houston came along just when we weren’t sure if we could make the mortgage payment on the house we bought ten years ago.

But South Houston is not on my commute, so we now had a new expense.  We would have to get a second car. With poor credit, I couldn’t imagine who would loan us the money.

The solution was to use the Toyota Corolla as collateral for down payment money. It was a 2004 and we finished the payments in three years, so we were eligible for a title loan.  I searched on Google for “emergency fast cash” and up popped Houston Car Title Loans. That car is good for at least a $4000 loan, a healthy down payment on Hank’s new (2003) Toyota Highlander.  He says its a man car.  I say fine, now just pay for it yourself with your man dollars. 

The online application could not have been easier. This is not like at a store somewhere on Westheimer Road where you stand in line and deal with someone behind thick glass. The cash was sent by EFT into our checking account in one day. Hank had his SUV in about two days — just before he started his new job.  Fast auto title loans are the only way people like us can buy essentials, like a car to get to work.

- Kerrianne L.