-
How much can I borrow from an
auto title loan?
You can borrow between $ 100 to $
50,000. The amounts we loan are determined by the wholesale value of the
vehicle. A few factors that we consider are the year, make, model, mileage
and condition of the vehicle.
-
Can I drive my car during the
term of the auto title loan?
Yes!
-
Does my car need to be paid
off?
Yes.
-
Do I need to have good credit
to get a car title loan?
No.
-
Do I have to have a job?
No
-
What if I am on disability or
retirement?
Yes.
-
What is a title loan?
Title loans are a quick and
convenient way for people who own their car without any liens (i.e., a
lien-free title) to get cash using the car as collateral. It allows
consumers to use an asset they own (their vehicle) to solve short-term cash
flow problems. Without title lending, many consumers would be forced to sell
their vehicle in a time of need, probably at a discount.
-
How do car title loans work?
Bring your car and lien-free title to
Houston
Title Loans to use the value of the car as collateral for your
transaction. Or WE CAN COME TO YOU!!!
Fill out an application while we appraise your vehicle. We will determine a
transaction amount based upon your need and the appraised value of your
vehicle. Upon approval, you will receive your funds and retain the use of
your vehicle. When you pay off the balance of your account, Houston
Title
Loans returns your title.
-
How long does it take before
I get my money?
We can usually give you loan approval
within 15 minutes from the time you submit the Loan Application to us
(during normal business hours). If you qualify, the loan process takes about
20 minutes from start to finish.
-
Does the vehicle title need
to be in my name?
Yes. The car title must have you
listed as the legal owner of the vehicle that you intend to use as
collateral for the transaction. If you are listed on the title along with
another person, give us a call to determine whether or not the other person
listed on the title has to apply along with you.
-
Can I drive my car during the
term of the title loan?
Yes.
-
When do I get my title back?
Your title will be returned to you
immediately after paying back the full amount due on your account.
-
Is my personal information
safe with you?
Yes it will! We are concerned about your personal information as well,
and we are deeply committed to protecting it. We go to great lengths to
secure your personal information, our web site, and our databases, and take
a number of precautions to protect access to them from unauthorized users.
-
Why use a title lender?
a title transaction enables you to
acquire funds based on the value of your car but without actually losing its
use. The process is based on collateral, not credit.
-
What if I am late on a
payment?
If you are seriously late or
non-responsive, vehicle repossession could occur. However, Houston
Title
Loans considers repossession a last resort because repossessions are
expensive and time-consuming.
